are those things which you steadfastly desire.

Generally they are all about the seeking of better things - for yourself, for your family, for others and the way in which you live in the world.

Wonderfully individual, they can be vivid images in your mind, a set of solid goals or very much a work in progress as each part of your life unfolds. A constant updating of your goals as life brings so many changes.

You may have a fairly definite idea of the outcomes you would like, only you know how much energy you are prepared to put in to achieve the desired outcome. Similarly your values, your current financial situation, the support of those around you and your own emotional investment in staying committed to a long term strategy are all key factors to “getting there”.

may not be quite what the fellow with the surfboard had in mind, although it looks like such fun!

They may be centred upon a comfortable retirement or semi retirement, making more effective use of Superannuation or perhaps you really wish to harness the power of your current income to accumulate wealth to own your home, start your own business, have a holiday or study?

You may be wishing to see that your family is well provided for in the event of your death or disability.

Starting a family, planning for holidays, helping Grandchildren to have the very best education are often part of that vivid picture you have in mind.

Whatever may be, they are the foundation of our financial discussions with you.

These personal  insights provide us with the knowledge upon which we can proceed to provide you with sound advice, commencing the journey that will give you the very best chance of achieving your financial goals and objectives.